tag:blogger.com,1999:blog-1907231003206534428.post9026078950456515079..comments2009-10-07T22:11:04.764+08:00Kayhttp://www.blogger.com/profile/10880809899222016666noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-1907231003206534428.post-26499064346891644702009-10-07T22:11:04.764+08:002009-10-07T22:11:04.764+08:00Hi Zzz,<br /><br />It depends on the amount of capital that you have. If you have a large amount of capital, you can choose to buy the ETF since the brokerage fees is not likely to eat into a significant percentage of your capital. Alternatively, you can also buy in at regular intervals or do dollar cost averaging. Either way, this will do if you have a large amount of capital. You can do a lump sum investment if you think that the market is still undervalued.<br /><br />Otherwise, if your amount of capital is small, it may be better to do RSP through an index fund since if your amount of capital is small, the brokerage charges will eat into your capital rather significantly if you buy an ETF. Besides, RSP is actually a form of dollar cost averaging and it will ensure some form of discipline in your investment journey.<br /><br />KayKayhttp://www.blogger.com/profile/10880809899222016666noreply@blogger.comtag:blogger.com,1999:blog-1907231003206534428.post-21275645431474923232009-10-06T16:47:07.702+08:002009-10-06T16:47:07.702+08:00Agree with your points, I&#39;m looking for an ETF and index fund to do RSP or lumpsum investment,can advice which way is better?Zzzhttp://www.blogger.com/profile/02892880581967606492noreply@blogger.com